I am an Attorney-at-Law, licensed to practice law only in the state of California. There is no federal statute mandating that a private business, a person, or an organization must accept currency or coins as payment for goods or services. After a few phone calls I got ahold of their boss and he as well told me that they can't refuse my legal tender for a legal debt. A Utah man has been charged with disorderly conduct after attempting to pay a disputed medical bill with 2,500 pennies. Payment Made in Small Change or Pennies. Are US businesses free to decline payment in US currency? You can spend up to £5 in 5p or 10p coins, or up to £10 each in 50p and 20p pieces. I know my rights. Unless we have both signed a formal retainer agreement, you are not my client, and my discussion of issues does not constitute legal advice. You're gonna make a statement! Comstock Select / Corbis. ... how bus lines can legally refuse … either states that pennies may not be used or specifically sets out how the debt must be … Is it legal for a business in the United States to refuse cash as a form of payment? Paying with pennies for any debt larger than just a few dollars is, to be frank, kind of a jerk move. =) ... Pay a Parking Ticket in Pennies! In 2007, a New York City man was so incensed when a Chinese restaurant refused to let him pay for his dinner with 10 pennies (along with other cash) that he persuaded a state senator to draft a bill requiring pennies to be accepted everywhere … They therefore may be used to pay any debt, *unless* the instrument creating the debt, any other agreements between the parties (such as an agreement to settle the debt or schedule payment), etc. Look, we get it -- that ticket you got was complete b.s. Nobody appreciates that and all you do is get people to act like jerks in return. and you shouldn't even have to pay this fine. But I strongly suggest you ditch the penny payment idea. Your private business does not have to take all types of legal tender. However, the federal government is not going to tell you what you will or will not accept for payments. Get your car out and if you have a valid issue with the validity of the tow, you can pursue that. As a business owner, you may have thought, maybe you can refuse to accept pennies from customers all together. I believe that the rule is they can refuse to accept payment in coins if they number more than 20 coins. For instance – although you would be reckless to do this because of the risk of walking around with a bag full of money – you could buy a $200,000 property with $5 notes and the seller cannot refuse to accept payment in this form. 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